how it works
Here's how Chest works.
Shop like normal.
Browse brands in the app. Pay using a Chest code at checkout. No change to what you buy or how much.
Watch it grow.
Your Chest pension is invested into L&G funds. Over time, cashback + tax relief + investment growth can add up to something significant.
Tax relief subject to individual circumstances and current legislation. 25% tax relief applies to basic rate taxpayers. The value of your pension could go down as well as up. Cashback contributions are discretionary.
cashback
Your spending. Your future. Connected.
Earn cashback from 120+ brands you already shop with. Invested into your pension. Boosted by tax relief.
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From your morning coffee to your weekly shop - earn cashback on spending you're already doing.
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Average rate of 8% across all 120+ brands.
*6% for non-consolidated users. Rates vary by brand.
Basic rate taxpayers get 25% added automatically through pension tax relief. Higher rate taxpayers could receive even more.*
*Tax relief is subject to individual circumstances and current legislation. The value of your pension can go down as well as up.
cashback brands
Earn cashback with
brands you love.
Brand partners and cashback rates are subject to change. Cashback contributions are discretionary.
cashback calculator
See what your spending
could grow into.
Plug in what you spend each month. We'll show you what your cashback could be worth by retirement - with tax relief and compound growth doing the heavy lifting.
features
Not just a pension.
A system that works for you.
Cashback is just the start. Chest gives you tools to save effortlessly, see where you stand, and finally feel in control of your pension.
