Making pensions simple & saving effortless
Track your pension health with the Chest Score, combine your pensions into one simple plan, and turn everyday spending into long-term savings with cashback and saving rules.
Saving into pensions is tough...
Rising living costs
High house prices
Wage stagnation
Student debt
But it doesn’t have to be
We help you save. Even if budgets are tight.
Take control of your future with Chest
Earn pension rewards from existing spending habits.
Earn Chest Points with the Chest credit card. Boost points with brand partners.
Take control of your future with Chest
Effortless saving
Earn cashback on everyday spend with our brand partners. Save spare change with customisable saving rules and top ups. All invested automatically into your pension.
Pensions simplified
A personal pension set up for you. Choose one of our carefully curated investment plans. Consolidate your existing pensions for easy management.
The Chest Score
Like a credit score for your pension, the Chest Score measures your pension wellbeing. See if you’re on track for the retirement you want and get actionable recommendations.
How it works
Shop with 100+ brands
Discover your favourite stores among our 100+ big brand partners.
Earn cashback
Watch cashback roll in with each brand partner purchase.
Save spare change
Set automated saving rules (like round-ups) and make manual top-ups to save effortlessly.
Invested automatically
Your cashback and savings are automatically invested into your pension pot.
How it works
How saving with Chest works
Shop with 100+ brands
Discover your favourite stores among our 100+ big brand partners.
Earn cashback
Watch cashback roll in with each brand partner purchase.
Save spare change
Set automated saving rules (like round-ups) and make manual top-ups to save effortlessly.
Invested automatically
Your cashback and savings are automatically invested into your pension pot.
Making pension savings simple
With Chest your savings are turbocharged
Chest savings get a 25% boost from the government as tax relief.
And with the power of compounding, your savings grow bigger and multiply over time.
Giving you a big cash boost when you retire.
See details
Putting pensions in your language
Making them easy for you
Get to grips with your pension now, without feeling the pinch.
A note from the founders
Ali & Jason
Chronic pension under-savers. Underwhelmed avios collectors.
Pensions always felt like a “deal with it later” problem.
They’re complicated. Add in the rising cost of living, and it just feels overwhelming (and, let’s be real, pretty boring).
But then we watched our parents navigate retirement. It made us reflect on our own pensions. And despite working in Finance, something hit us hard…
Turns out our standard work pension savings aren’t anywhere near enough for a comfortable retirement. Yet, just the smallest changes today compound into huge benefits down the road. So we knew we had to rethink how we save.
The more we dug, the more we realised: this problem is everywhere. Shockingly, nearly a third of UK employees aren’t even on track to meet the minimum retirement living standard!
That got us thinking—how can we make pension saving simple? How can we turn it into something we engage with daily, without the hassle?
Our answer is Chest.
Chest links your everyday purchases with pension contributions, making saving for the future effortless, automatic—and even fun. It’s all about taking small, consistent actions today that make a big difference in the future.
We ask you to join us on this journey to help reshape the future of pension savings. Sign up our waitlist and start taking control, one purchase at a time.
They’re complicated. Add in the rising cost of living, and it just feels overwhelming (and, let’s be real, pretty boring).
But then we watched our parents navigate retirement. It made us reflect on our own pensions. And despite working in Finance, something hit us hard…
Turns out our standard work pension savings aren’t anywhere near enough for a comfortable retirement. Yet, just the smallest changes today compound into huge benefits down the road. So we knew we had to rethink how we save.
The more we dug, the more we realised: this problem is everywhere. Shockingly, nearly a third of UK employees aren’t even on track to meet the minimum retirement living standard!
That got us thinking—how can we make pension saving simple? How can we turn it into something we engage with daily, without the hassle?
Our answer is Chest.
Chest links your everyday purchases with pension contributions, making saving for the future effortless, automatic—and even fun. It’s all about taking small, consistent actions today that make a big difference in the future.
We ask you to join us on this journey to help reshape the future of pension savings. Sign up our waitlist and start taking control, one purchase at a time.
